Quick Summary: To make sugar-free banana bread, whisk grapeseed oil with eggs, mash in ripe bananas, then fold in flour, baking soda, baking powder, cinnamon, vanilla, and lemon juice, no sugar or sweeteners added. Pour into a loaf pan, top with an oat streusel, and bake at 300°F (150°C) for 1 hour 20 minutes, until a toothpick comes out clean. Ripe bananas provide all the sweetness, so each slice has just 215 calories and 3.4 grams of sugar.
This sugar-free banana bread is made with all-natural ingredients and no added sugar at all. It is low in calories and carbs, with the sweetness coming only from ripe bananas. Enjoy it plain, or fold in walnuts, pecans, or unsweetened chocolate chips for a little extra.

What is sugar-free banana bread?
Sugar-free banana bread is banana bread made with no added sugar, so there is no white sugar, brown sugar, honey, maple syrup, or artificial sweetener in the batter.
All of the sweetness comes from ripe bananas, which means the loaf is naturally low in sugar (about 3.4 grams per slice) rather than sugar-free in the chemical sense. It is a lighter, no-added-sugar option that works for a snack, breakfast, or a low-sugar treat.
Why you'll love this recipe
- No added sugar: there is no white sugar, honey, maple syrup, or artificial sweetener, so ripe bananas do all the sweetening.
- Naturally light: it is one of the easier quick breads to make low in sugar, with just 215 calories and 3.4 grams of sugar per slice.
- Uses up ripe bananas: a good way to rescue an abundance of overripe bananas on the counter.
- Quick to mix: about 20 minutes of hands-on time, then the oven does the rest.
Ingredients
For ingredients and detailed instructions, refer to the recipe card below.
- Oil: Use grapeseed oil, a neutral and flavorless option perfect for baking. Substitute it with melted coconut oil or avocado oil. Avoid olive oil: it will overpower your banana bread.
- Eggs: Use large eggs at room temperature.
- Flour: Use all-purpose flour, but replace it with whole-wheat pastry flour if desired.
- Leavening ingredients: Use baking soda and fresh aluminum-free baking powder.
- Bananas: Use yellow bananas instead of overripe ones to make low-sugar banana bread.
- Vanilla extract: This adds a warm vanilla flavor to the bread.
- Lemon juice: Use freshly squeezed lemon juice.

Equipment
To make sugar-free banana bread at home, gather these basic kitchen tools before you start:
- mixing bowls
- hand whisk
- flour sifter
- fork or potato masher
- rubber spatula
- loaf pan (8 x 4.5 inches)
- wire rack
- butter knife
How to make sugar-free banana bread
Step 1. Preheat the oven to 300°F (150°C). Sift all-purpose flour, baking powder, baking soda, and cinnamon into a large bowl and set aside. Butter and flour an 8 x 4.5-inch/20 x 11 cm nonstick bread pan.
Step 2. To make the batter, pour grapeseed oil into a large mixing bowl. Add eggs and beat well with a hand whisk (photo 1).
Step 3. In a separate medium bowl, mash the bananas with a fork. Add the banana mixture to the wet ingredients and mix.
Step 4. Stir in the dry ingredients and delicately mix with a rubber spatula. Add the vanilla extract and lemon juice, and mix until combined (photo 2).

Step 5. Pour the batter into the prepared tin (photo 3) and refrigerate while making the streusel.
Step 6. To make the streusel topping, combine all-purpose flour, almond flour, oats, and chilled butter cut into small cubes in a separate bowl. Work the crumbly dough with your hands. It should look like wet sand (photo 4).

Step 7. Take the bread batter from the fridge and sprinkle the streusel on top (photo 5). Bake the banana bread in the preheated oven for 1 hour and 20 minutes (photo 6).

Step 8. The bread is ready when a toothpick inserted into the center comes out clean. Let it cool in the pan for at least 10 minutes and remove it.
Step 9. Take a butter knife and run it around each side to loosen up any stuck-on crumbs before carefully transferring the baked bread onto a wire rack.
Expert tips
- Mash the bananas by using a potato masher if preferred.
- Let the bread cool completely before slicing.
- If you add any additional mix-ins (2 oz. or 60 g chopped walnuts, pecans, or unsweetened chocolate chips), gently fold them in at the last moment.
Recipe variations
This sugar-free banana bread is easy to adapt. Once you have the base batter, try one of these variations:
- Chocolate chip: fold in 2 ounces (60 g) of unsweetened or sugar-free chocolate chips for a sugar-free banana bread with chocolate chips.
- Nutty: add chopped walnuts or pecans for crunch and extra fiber.
- Two-banana loaf: if you only have two bananas, scale down or add a splash of unsweetened applesauce to keep the batter moist.
- Gluten-free: swap the all-purpose flour for a 1-to-1 gluten-free baking blend.
- Dairy-free: use a plant-based butter in the streusel, or leave the streusel off entirely.
- A touch sweeter: If you prefer more sweetness, stir in a few chopped Medjool dates or a tablespoon of mashed extra-ripe banana instead of adding sugar.
- Muffins: divide the batter into a muffin pan and bake for about 25 to 30 minutes for grab-and-go portions.
Storing & freezing
Store it at room temperature for a couple of days or in the fridge for 5 to 7 days.
Freeze it for up to 3 months. Slice the bread before freezing, wrap individual slices, and freeze. To thaw the slices, bring them to the counter, let them rest at room temperature, or lightly toast them.
FAQ
Can you make banana bread without sugar?
Yes. Ripe bananas are naturally sweet, so they replace the sugar in this recipe. You get a tender, lightly sweet loaf with no white sugar, honey, or maple syrup added.
What happens if I don't put sugar in my banana bread?
The loaf is less sweet and a little less browned, since sugar aids caramelization. Ripe bananas, cinnamon, and vanilla keep it flavorful, and the streusel adds texture. Use fully ripe (but not blackened) bananas for good natural sweetness.
What can you substitute for sugar in banana bread?
Mashed ripe bananas are the main substitute here. If you want it sweeter without refined sugar, add chopped Medjool dates, a little unsweetened applesauce, or a splash of mashed extra-ripe banana.
Should I use ripe or yellow bananas?
Use ripe yellow bananas with a few brown spots. They are sweet enough to flavor the bread but not as sugary as fully blackened bananas, which keeps the total sugar low.
How many calories are in a slice?
Each slice has about 215 calories and 3.4 grams of naturally occurring sugar, based on 12 slices per loaf.
Love low-carb desserts? Try these next!
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PrintRecipe card
Sugar-Free Banana Bread
This easy sugar-free banana bread is made with all-natural ingredients and no added sugar. It is low in calories and carbs, sweetened only by ripe bananas, and topped with an oat streusel, a lighter loaf you can enjoy for a snack or breakfast.
- Prep Time: 20 minutes
- Cook Time: 1 hour 20 minutes
- Total Time: 1 hour 40 minutes
- Yield: 12 1x
- Category: Quick bread
- Method: Baking
- Cuisine: American
- Diet: Low Calorie
Ingredients
For the bread batter:
- ½ cup (110 g) grapeseed oil
- 2 eggs, room temperature
- 1 â…” cup + 4 tablespoons (240 g)Â all-purpose flour
- 1 teaspoon baking powder
- 1 teaspoon baking soda
- 1 teaspoon ground cinnamon
- 10.5 oz. (300 g) bananas, mashedÂ
- 1 teaspoon vanilla extract
- 2 tablespoons lemon juice
For the streusel topping:
- 2 ½ tablespoons (20 g) all-purpose flour
- 3 ½ tablespoons (20 g) almond flour
- 3 tablespoons + 1 teaspoon (20 g) quick oats
- 1 ½ tablespoons (20 g) salted butter chilled
*Don't you have the correct baking pan on hand right now? Try this simple Cake Pan Converter!
**If needed, please refer to Baking Conversion Charts.
Instructions
- Preheat the oven to 300°F (150°C). Sift the all-purpose flour, baking powder, baking soda, and cinnamon into a large bowl and set aside. Butter and flour an 8 x 4.5-inch/20 x 11 cm nonstick bread pan.
- To make the batter, pour grapeseed oil into a large mixing bowl. Add eggs and beat well with a hand whisk. In a separate medium bowl, mash bananas with a fork. Add the banana mixture to the wet ingredients and mix. Stir in the dry ingredients and delicately mix with a rubber spatula. Add vanilla extract and lemon juice and mix until combined. Pour the batter into the prepared tin and refrigerate while making the streusel.
- To make the streusel topping, in a separate bowl, place all-purpose flour, almond flour, oats, and chilled butter cut into small cubes. Make the crumbly dough by hand. It has to look like wet sand. Take the bread batter from the fridge and sprinkle the streusel on top. Bake banana bread in the preheated oven for 1 hour and 20 minutes.
- The bread is ready when a toothpick inserted into the center comes out clean. Let it cool in the pan for at least 10 minutes and remove it. Use a butter knife to run it around each side to loosen any stuck-on crumbs before carefully transferring the bread to a wire rack.
Notes
- Mash the bananas with a potato masher, if preferred.
- Let the bread cool completely before slicing.
- If you are adding any additional mix-ins (2 oz. or 60 g chopped walnuts, pecans, or unsweetened chocolate chips), gently fold them in at the last moment.
Nutrition
- Serving Size: 1 slice
- Calories: 215
- Sugar: 3.4 g
- Sodium: 126 mg
- Fat: 11.7 g
- Saturated Fat: 2.1 g
- Carbohydrates: 24.2 g
- Fiber: 1.7 g
- Protein: 4 g
- Cholesterol: 31 mg
The nutritional information has been calculated using an online recipe nutrition calculator such as Verywellfit.com and is intended for informational purposes only. These figures should be used as a general guideline and not be construed as a guarantee.



Ana F. says
I can't believe how quick this Banana bread came together! The texture was just perfect too. Thanks for the recipe!
Irina says
You are very welcome, Ana. And thanks for making the recipe!!
Mairead says
Love the streusel topping on this banana bread and how the bananas do all the work to sweeten this delicious bread.
Cate says
Love this banana bread recipe, so fluffy and just sweet enough!
Lauren Michael Harris says
I have some bananas in the freezer that I needed to use up. I love that this recipe is low in sugar but still very tasty!
Irina says
Thank you so much for being interested in the recipe, Lauren! Happy baking!!
Cathleen says
Every year I make the New Years resolution of eating less sugar, and every year I fail at it haha. This bread is the perfect way to keep me on track 🙂
Doris says
Can I substitute with almond flour?
Irina says
Hello Doris, You can replace all-purpose flour with almond flour in the streusel recipe but not in the cake batter.
Linda says
This banana bread is fantastic but I had a problem with the topping. There was too much and it was too dry. It just fell of the loaf when I took it out of the oven. Any suggestions?
Irina says
Hello Linda, thank you for making the recipe. Streusel, aka crumble topping, is supposed to be dry and crunchy. Next time, try to decrease the amount of ingredients by 25% and slightly press it to the batter before baking. Finally, you can experiment with other types of streusel by downloading my streusel recipe template from here: https://www.bakinglikeachef.com/streusel-topping-recipe/. Hope this helps!
Amanda says
I have been hunting high and low for a recipe just like this, so thank you very much. My husband is diabetic and does not like artificial sweeteners. This was perfect as there is nothing but pure simple ingredients. I did not make the topping, as we are not topping people 🙂 Thanks again,
Susan says
What can be substituted for grape seed oil?
Irina says
Vegetable oil. It should be flavorless as possible.
T Smith says
This is the perfect Banana Bread for a diabetic. We just tried it and my husband approves. So easy to make and it's delicious. I did use Coconut oil and it's great!
Jean says
Hi, Can substitute butter or Ghee for the oil?
Irina says
Hello Jean, I have never tried to replace butter with oil while making the streusel. Just omit the crumble topping in this case. Happy baking!
Deborah Millman says
Can I use applesauce in place of oil?
Irina Totterman says
Hello Deborah, I know about a 1:1 applesauce replacement for oil, but I haven't tried it. So, unfortunately, I cannot suggest this in the recipe for 100%.
Tina S says
Very good I made it and the taste is delicious. I used applesauce for the oil. I added 2 tablespoon of flaxseed. I didn't make the topping being diabetic I didn't want the carbs. I will make this again, it is a treat.
Anne says
I skipped the topping and sprinkled a light coating of Turbinado sugar. Missed the sugar a little so it added a nice slight sweet crunch. This was easy and tasty.
Thanks.
Irina Totterman says
Thanks for making the recipe and a little twist, Anne!
Michele Cusac says
But how many bananas equals 300 grams?
Irina Totterman says
Hello Michele, One peeled banana roughly weighs 116g, but bananas vary in size. That is why I always use a digital scale for baking.
George McMahill says
On your flour measurement, 4 tablespoons is the same as 1/4 of a cup.
Irina Totterman says
Hello George, Yes, a quarter cup of all-purpose flour contains 4 tablespoons. Please let me know if there’s any confusion with the recipe ingredients. I’m here to help!